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2 min readBy Matt Newhouse, MAccCatch-UpBookkeeping

Two years behind on your books? Here is what catching up actually involves

Catch-up bookkeeping is a defined project with a fixed end, not an open-ended bill. This is the sequence, and what makes one file take three weeks and another take three months.

Being behind on bookkeeping is common and rarely as bad as it feels. What makes it feel bad is not knowing how big the job is, which is why the first thing worth doing is scoping it rather than starting it.

The sequence

  1. Establish an opening position, the last point at which the books were reliable, or the beginning if there is not one
  2. Import and categorise every bank and credit card transaction for the period
  3. Reconcile each account month by month, so an error is found in the month it happened
  4. Match receipts and invoices to the transactions that need support, particularly anything a reviewer would question
  5. Resolve the shareholder loan account, which is nearly always where the unexplained items have collected
  6. Produce corrected financial statements for each period, and identify any filings that need amending

What actually drives the cost

Not the number of years. Transaction volume and how much documentation survives. Two years of a business running four hundred transactions a month with clean bank feeds is a shorter job than eight months of a business paying cash for everything with no receipts.

  • Transaction count across the period, the single biggest factor
  • Whether bank feeds can reach back far enough, or statements must be entered by hand
  • How many accounts and entities are involved
  • Whether prior filings were made on numbers that will now change

The part worth doing regardless

Whatever the state of the history, get the current month right first. A business that is behind and falling further behind has two problems; a business that is behind but current from today has one, and it is a finite one.

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